Electronic Filing (E-File)

With state-of-the-art technology and what we consider the best software available we can electronically (e-file) your return. E-filing greatly increases the accuracy of your tax return. Our computer program will check your return for errors and omitted information.

Not only is e-filing more accurate, it's faster! If you are due a refund, usually you can receive that refund in half the time it would take mailing a paper return. If you choose one of our refund loan products (described below) you could have money is as little as one day. No more waiting six to eight weeks for a check in the mail. We can even have it deposited directly into your bank account. And if you prefer a paper return we can do that too!
 

RAL Advance / RT Advance

Receive a portion of your Refund Anticipation Loan or Refund Transfer in minutes of Santa Barbara Bank & Trust (SBBT) loan approval. The remaining balance of your refund will be disbursed as RAL or RT.
 

Refund Anticipation Loan

In as little as 24 hours we'll file your return and have your loan available (based on bank approval). Pay nothing up front since all fees are deducted from your refund. Accounts are serviced by Santa Barbara Bank & Trust.
 

Electronic Check Refund (Refund Transfer)

Don't need your money in as little as 24 hours? You can save money by choosing our Refund Transfer Check. Receive all the benefits of electronic filing, but wait 7 - 14 days for your money. All fees are deducted from your refund amount when you receive your check. Funding times may vary depending on IRS processing procedures.
 

IRS Direct Deposit